Good Investor’s Don’t Sit Behind a Desk

The essence of investing is consumer spending.  As an investor trying to judge the viability of consumer demand just can’t be done behind a desk.  Desk work involves news stories, financial reports, and quarterly calls.  Each one on their own has flaws.  News stories are meant to sell media and subscriptions.  Financial reports show a … Read more

You’re At Where You’re At

“You’re at where you’re at” is a saying you hear around traders.  Traders look at things differently than investors.  A trader’s existence is reliant upon their investable capital.  They put their capital to work over short term periods to gain returns or profit as a business, so they can take on greater risk and keep … Read more

How To Save Money: 1 Simple Step

There are spenders and there are savers.  Spenders are individuals that cherish material things more than money, and savers are the opposite.  Whether you’re a spender or a saver, saving money is important and here’s why.  Don’t Think the Government Will Save You No matter which end of the choice that you sit, saving money … Read more

How to Retire Early

What is retirement? Simply, retirement is nothing more than time.  When you are saving for retirement you are buying time, and when you are in retirement you are paying for the time.  The greater the amount of time the greater the cost.  The good part of retirement time is that you have a lot of … Read more

Alibaba, the HFCAA, and China

Alibaba ADRs & HK Shares In September of 2014 the US listed ADRs went public. The Alibaba ADR is a Variable Interest Entity (VIE) in the Cayman Islands. In 2019 Alibaba also listed on the Hong Kong (HK) exchange (symbol HK:9988).  An investor can track the HK listing in US dollars via the OTC pink … Read more

The Fast Autonomous Web

Autonomous vehicles are the future.  Imagine you’re on the way to meet a friend for dinner, and riding in an autonomous vehicle.  As you ride the car slows and begins to pull over to the curb.  The car notifies you that emergency vehicles will be passing.  You hear the sirens, and then the fire truck … Read more

Blockchain Usefulness 101

Basically, for something to have value it has to have usefulness.  The greater the amount of usefulness then the higher it’s worth.  If something has a high worth people usually would be willing to part with their hard earned money to use it.   It takes a lot of research to dig through all of the … Read more

US Government’s Fiscal Fatigue

Google search “Financial Report of the United States”’ and it pulls up the US government’s financial statements.  The recent year’s balance sheet which as of September year end 2020 reports a net negative financial position of $26 trillion dollars (it’s higher today).  Basically, this is negative equity.  Usually this would point to bankruptcy, yet since … Read more

Investing, Opinions, and the Media

The media is always trying to get the attention of readers and investors.  The biggest challenge for an investor is wondering if the investment they’ve made is a good or a bad choice, and how long they should hold the investment.  A simple media report or opinion can cause an investor to sell out of … Read more

The Service of Bitcoin

Service as a form of value comes in many different forms.  Some of Bitcoin’s criticisms center around the topic that Bitcoin doesn’t provide anything that can be associated with as a form of product or service for us to derive a value from.  Bitcoin is often compared with gold for which identifying forms of gold’s … Read more