Raindrops don’t swim upstream. Raindrops don’t fight gravity. Raindrops take the path of least resistance. Whether it’s a window, a leaf, or the soil thousands of raindrops keep moving in the direction of gravity. A thousand raindrops can fall at once and the earth handles it. Raindrops are rarely a threat unless millions of them … Read more
Patterns and trends are powerful. Certain kinds of patterns and trends change the way we think or operate. Trends can be things like sustainability, energy independence, women in business, online shopping, digital marketing, and workplace flexibility as examples. These past patterns and trends change the way consumers act and spend their money. A pattern is … Read more
Blue Chip Stamps started years ago as a loyalty program. Consumer’s would make a purchase at a grocery store or pharmacy and they would receive Blue Chip Stamps back from the cashier along with their purchase as an incentive program. Once the consumer acquired enough Blue Chip Stamps they could redeem the stamps for merchandise. … Read more
I’ve been learning investing lessons since I was a kid. Here are a few investing lessons that stuck. Investing Lesson 1 In the early nineties I trained with Smith Barney back in Hartford, Connecticut. One morning I arrived at class early. Two of the instructors were talking with a student and were joking about how … Read more
Mechanical portfolio management can make your investing work easier. In upward or downward markets knowing when to take a profit or when to buy can be difficult. Using a simple mechanical portfolio management allocation balancing method can mitigate challenging market decisions. This is a rule based tactic which can help to keep you on track. … Read more
Using an age based formula to determine what percentage of funds to allocate to equities versus fixed income is crazy. This formula suggests choosing your investment allocations where a person deducts their age from a number such as 110 to get your equity allocation and fixed income allocations. As an example, if you were 50 … Read more
Investment styles are categorized into passive or active investing rather than categorized by an investor’s 2 sensible emotional investing choices. These two styles reference the amount of work commitment involved for an investor. A passive style doesn’t require much time commitment whereas an active style does. This isn’t always accurate, and there is a bigger … Read more
Years ago I read an article on golf magazine where the writer maintained described two main types of professional golfers Steady Eddy and the Gunslinger. Both types were very capable of winning tourneys, but both types played with different mindsets. Steady Eddy was the type of golfer that would consistently shoot good rounds with minimal … Read more
An Investor’s smart allocations and rebalancing of their portfolio not only determines a large portion of the risk that a portfolio will have, but it also can greatly influence any potential market edge an investor may have. How often and when the portfolio is rebalanced plays another role with performance. Both over time if handled … Read more
Qualcomm (qcom) was the darling of the 2000 tech bubble. The story of QCOM’s stock rocketing to all time highs in an incredible short time frame in the late nineties and 2000s. Then in about a year it lost half its value and then within two years almost three quarters of its rapid increase was … Read more